Financial Wellness-Emergency Funds

FILE -Customers of American International Assurance (AIA), a wholly owned subsidiary of American Insurance Group (AIG) stand in line outside the AIA office as they wait to speak to customer service officers, and some others seeking advice on terminating their insurance policies on Tuesday Sept. 16, 2008 in Singapore amid fears that that American Insurance Group, the world's largest insurer, was fighting for its survival after downgrades from major credit rating firms, adding pressure as AIG seeks billions of dollars to strengthen its balance sheet.(AP Photo/Wong Maye-E, File)